Philadelphia Car Insurance

You can save even more money on Philadelphia Car Insurance by combining your Home & Auto Insurance... simply call 570-722-4000 or click the drop down above and select Home & Auto Insurance and start saving today! 

What are the factors that affect my Philadelphia car insurance rates?

You might wonder why for the exact same Philadelphia car insurance coverage, your friend John is enjoying a better insurance rate than you do. It’s because Philadelphia car insurance rates vary from company to company, from person to person. In fact, there’s no standard formula that all Philadelphia car insurance companies follow. How they compute their car insurance rates is their prerogative.

However, there are certain factors that affect your Philadelphia car insurance rate. Here are the top four:


Women , in general, are given lower Philadelphia auto insurance rates. They are seen as low-risk drivers compared to men.


Drivers between the ages 16-25 are seen as high-risk drivers. As a result, their Philadelphia car insurance rates are way steeper. As you get older, you can negotiate for better Philadelphia car insurance rates. In fact, drivers between the ages 50-65 are considered as the safest drivers on the road.


The vehicle you drive also affects you Philadelphia auto insurance rates. The more expensive your vehicle is, the higher you Philadelphia auto insurance rate. So before buying a new car, consider your auto insurance in Philadelphia first.

Driving Record

You’d be surprised how a single ticket can cause your Philadelphia auto insurance rate to soar. A tarnished driving record will never do you good. So the next time you feel the need for speed, think again.

Before purchasing car insurance in Philadelphia, consider all the factors that might affect your rates. This will give you an idea on how much you’ll have to pay. Also, always shop first. Do your research and choose wisely.

Get bigger discounts on your Pennsylvania car insurance. Get a free Philadelphia car insurance quote now!

Begin your Philadelphia auto insurance shopping with Capria Insurance, the best independent Pennsylvania car insurance agency. Start your car insurance shopping with us by getting a Philadelphia insurance quote now.

Protection is meaningless after the accident. And think of it. We are all one mishap away from devastating personal and financial loss.

At CAPRIA Insurance Agency we have protected the residents and business of Philadelphia since 1999.  We know the area. We know the residents. We know how to protect you with the right car insurance.  We also serve Allentown auto insurance, Bethlehem auto insurance, and Easton auto insurance.

Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared for life’s misfortunes. Complete the Protection Savings Form now and let the professionals at CAPRIA Insurance Agency forge a shield of protection over you.