2681 State Route 903
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When you say “valuables”, do you mean jewelry, antiques, paintings, collections and the like? Chances are your East Stroudsburg home insurance policy has provision for these things but it’s quite limited. They’d probably only pay you a fraction of its total worth in case it gets stolen or damaged.
So, how are you going to insure your most priced objects? Aside from your home insurance in East Stroudsburg, you can get a “floater.” Floaters are specialized policies that are designed to cover your valuables at an amount you and your insurance provider agreed upon. For example, if you have a five-karat diamond ring, a sapphire necklace, a platinum bracelet, ruby earrings and other pieces of jewelry in your collection, you and your insurance can agree to insure the whole lot at $100,000.
If you’re not sure about the worth of your valuables, you can hire an independent appraiser to do the job. He’d be able to tell you how much everything is. In return, you can set a better coverage amount with your insurance provider.
Most floaters are also “all-risk” insurance. Your valuables will be covered by your insurance no matter what the cause of loss is.
Here are a few tips to help you assess the worth of your valuables and avoid getting underinsured:
· Create a list of your valuables. Write down everything and if necessary, add a description of each item.
· Hire a professional and let him go over everything. He’d be able to tell you exactly how much each piece is worth.
· Ask your East Stroudsburg home insurance company if they offer floaters. If they do, inquire about the limits and coverage. Also, don’t forget to ask for discounts.
Secure your jewelry, antiques, paintings and ever your expensive fur coat with Capria Insurance, the best Pennsylvania homeowners insurance agent. Take our free savings analysis. All you have to do is type in some details and you’ll get a free East Stroudsburg home insurance quote immediately.
Protection is meaningless after the accident. And think of it. We are all one mishap away from devastating personal and financial loss.
At Capria Insurance Agency we have protected the residents and business of E Stroudsburg since1999. We know the area. We know the residents. We know how to protect you with the right East Stroudsburg home insurance policy. We also serve Stroudsburg home insurance, Bartonsville home insurance, and Allentown home insurance.
Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared for life’s misfortunes. Complete the Protection Savings Form now and let the professionals at Capria Insurance Agency forge a shield of protection over you.